Up to 40% Lower Payments Than a Traditional Car Loan

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What Is Auto Payment Saver Loan?

 

It’s a low-payment auto loan that lets you pay for what you use, not the whole car.

With a Guaranteed Future Value (GFV), your payments are based on the part of the car’s value you’ll use,  and the rest is due only if you want to keep the car at the end. 

🔑 Bottom Line:

✅ Lower payments than traditional financing
✅ Same or better deal than leasing
✅ You own the car, not rent it
✅ You save upfront, monthly, and at the end

🔍 Why Choose Payment Saver Over Leasing or Traditional Loans?


Feature 🚘 Traditional Loan 🚫 Lease ✅ Payment Saver
Do you own the car?
✔️ Yes
❌ No
✅ Yes
Down payment required?
Usually
Yes
✅ None
Monthly payments
High
Low
✅ Low (up to 40% lower)
Fees (acquisition, cap cost, early return)
Maybe
Yes
✅ No fees
Mileage limits
None
Strict
✅ Flexible (only if you return the car)
Options at end
Keep or sell
Return, maybe buy
✅ Keep, trade, sell, refinance, or walk away

Example Comparison:
$40,000 Car – 60-Month Term

 

  Traditional Loan Payment Saver Auto Loan
Car Price $40,000 $40,000
Down Payment $3,000 (typical) $0 ✅
Monthly Payment $773.13 $540.94 ✅
Total Monthly Payments (59 months) $45,616.67 $31,915.46 ✅
Do You Own the Car? Yes Yes (with flexible options at end)
Mileage Limits None 12k, 15k, or 18k/year (only if returning)
Early Payoff Allowed? Yes ✅ Yes (no penalty)
Vehicle Type New cars ✅ New + used (up to 5 years old)

Ready to Drive Smarter?

Real Flexibility. Real Ownership. Real Savings.

 

Who Is It For?

  • You want lower monthly payments without the limits of leasing
  • You want to own your car, not rent it
  • You want flexibility at the end of your loan
  • You drive 12,000 to 18,000 miles/year
  • You want to upgrade your car more often without overpaying

 

 

Speak with a friendly PrimeWay auto loan specialist today.

Don't Miss Out! 

💻 Online: Fill out our easy online application.

🏢 In Person: Visit one of our seven convenient retail centers.

📞 By Phone: Call us at (713) 799-6200.

 

 

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