PrimeWay Federal Credit Union
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auto-loans

All the Fun. None of the Stress.

Rates as Low as 3.10% APR for 72 Months* and 90 Days of No Payments!

Whether you're looking for a new or used vehicle, PrimeWay makes the process easy so you get the financing you need for your dream car or truck.
You'll get pre-approved for your loan amount, which gives you a much better car or truck shopping experience—putting you in control knowing what you can spend and you'll be able to better negotiate your purchase price.
You can rest assured that we'll be here with your financing ready so your purchase is a smooth, stress-free process. At PrimeWay, we are here to enable your dream vehicle and get you the best car loan rate.
Apply Now and get rates as low as 3.10% APR for 72 months*, plus you can get 90 days with NO PAYMENTS.

Competitive Car & Truck Finance Rates with Flexible Terms

PrimeWay has a variety of financing options with flexible terms so you can get the monthly payments you want. We'll help you compare auto loan rates and terms for both new or used vehicles. Looking to refinance2 your existing auto or truck? We've got you covered.
Did you know auto financing can be used to purchase other vehicles, including motorcycles, RVs, boats and ATVs? PrimeWay can help you with these types of vehicle loans as well. You can apply for any type of vehicle.
As always, we want to be sure you always receive a competitive rate, and our representatives will work with you so you have the best auto, truck or other vehicle loan.

Concerned About Bad Credit?

We understand that not everyone has perfect credit. But that doesn't mean you don't need or want to buy a car using an auto loan.
While your auto loan will have some adjustments based on your credit, usually in the form of a higher interest rate, you could still be eligible for the loan you want.
Your credit score is used to gauge how likely you are to make your payments on time. If your score is lower, it means there could be a bit more risk lending money, so the higher rate seeks to cover the risk of non-payment.

Apply Online Today or fill out the form to request more information from a PrimeWay Financial Services Representative.

You can also visit us at one of our convenient retail center locations or call us at (713) 799-6200.

Request More Information

*APR = Annual Percentage Rate. Rate includes 0.25% discount for the purchase of Mechanical Breakdown Insurance. Certain restrictions may apply. Interest begins to accrue on the date of loan consummation. Your actual terms and payment may vary based on credit-worthiness, loan term and collateral. All loans are subject to credit and collateral approval. Offer subject to end without notice. APR is the cost of credit, expressed as a yearly rate. 3.10% APR is based on specific loan terms, including term range. Your application will be subject to credit approval by PrimeWay Federal Credit Union, using your application and credit information. Additional terms and conditions apply, such as vehicle age and mileage. Existing PrimeWay auto loans are not eligible.

1We provide rate and payment calculators as resources to help you evaluate lending products. Loan details are estimates, based on the information you provided and the rate you input, and PrimeWay does not guarantee the results or your ability to receive these terms. Your credit history and related score are used by lenders to evaluate your loan and credit requests. Lenders use this information to see if you have missed payments, carry high balances, or are in other ways over-extending yourself financially. PrimeWay uses other factors including all of your other application information in evaluating your application. Rates appearing in calculator results are determined based on the loan-to-value ratio of 100%. Use our Member Auto Center to shop cars and find a dealer in our network.

2Refinancing is subject to credit approval by PrimeWay Federal Credit Union. Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. If you decide to refinance with PrimeWay Federal Credit Union, you may be able to lower your monthly loan payment or reduce your APR. However, if you choose a loan term that is longer than the term left on your existing auto loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Consult your financial advisor to see if refinancing your auto loan is right for you.