*APR = Annual Percentage Rate. Rate includes 0.25% discount for the purchase of Mechanical Breakdown Insurance. Certain restrictions may apply. Interest begins to accrue on the date of loan consummation. Your actual terms and payment may vary based on credit-worthiness, loan term and collateral. All loans are subject to credit and collateral approval. Offer subject to end without notice. APR is the cost of credit, expressed as a yearly rate. 3.10% APR is based on specific loan terms, including term range. Your application will be subject to credit approval by PrimeWay Federal Credit Union, using your application and credit information. Additional terms and conditions apply, such as vehicle age and mileage. Existing PrimeWay auto loans are not eligible.
1We provide rate and payment calculators as resources to help you evaluate lending products. Loan details are estimates, based on the information you provided and the rate you input, and PrimeWay does not guarantee the results or your ability to receive these terms. Your credit history and related score are used by lenders to evaluate your loan and credit requests. Lenders use this information to see if you have missed payments, carry high balances, or are in other ways over-extending yourself financially. PrimeWay uses other factors including all of your other application information in evaluating your application. Rates appearing in calculator results are determined based on the loan-to-value ratio of 100%. Use our Member Auto Center to shop cars and find a dealer in our network.
2Refinancing is subject to credit approval by PrimeWay Federal Credit Union. Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. If you decide to refinance with PrimeWay Federal Credit Union, you may be able to lower your monthly loan payment or reduce your APR. However, if you choose a loan term that is longer than the term left on your existing auto loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Consult your financial advisor to see if refinancing your auto loan is right for you.