Free Checking,
No Hidden Fees,
No Surprises!

Good Checking

Free Checking, Zero Hassle

Use Promo Code:

Everything your bank has. For free.

All The Features. None Of The Fees.

PrimeWay Good Checking with eStatements comes with every tool you need. No upgrade required.

⚡

Zelle®

Send and receive money instantly. Built into your account.

📱

Mobile Banking

Balances, bills, transfers. Anytime, anywhere.

📅

Early Direct Deposit

Get your paycheck up to 2 days before everyone else.*

🏧

55,000+ Free ATMs

More than Chase and BofA combined. Allpoint network.

💳

Visa Debit Card

Tap to pay. Apple Pay and Google Pay ready.

🔄

Round-Up Savings

Every purchase rounds up. The extra saves itself.

📊

Free Credit Score

Monitor your credit. Updated regularly. No charge.

📸

Mobile Check Deposit

Snap a photo. Deposit a check. No branch visit needed.

 

Side by side

PrimeWay Vs. The Big Banks.

Same features. Zero fees.

Feature PrimeWay Chase BofA
Monthly Fee ✓ $0† ✗ $15 ✗ $4.95
Minimum Balance ✓ None ✓ $0 ✗ $500‡ 
Early Direct Deposit ✓ 2 days ✓ 2 days ✗ No
Free ATMs ✓ 55,000+ ~15,000 ~15,000
Zelle® ✓ ✓ ✓
Round-Up Savings ✓ ✗ ✗
Free Credit Score ✓ ✓ ✗

†$0 monthly fee with eStatements. Early direct deposit depends on when we receive your payroll file. Funds are generally available up to 2 days early. Paper statements may incur a fee.  ‡ BofA $500 is the daily balance to waive the monthly fee. Chase waived with $500 direct deposit or $1,500 daily balance. Data as of May 2026.

 

Houston's Trusted Credit Union Since 1937

Your Monthly Bank Fee.

$0

The average big-bank checking account costs $167 a year. PrimeWay Good Checking with eStatements costs nothing. Same features. Zero fees. 

Open A Free Checking →

 

What the big banks charge

See What You're Paying Them.

Monthly fees add up fast. And they keep going up.

Chase Total Checking

$15/mo

$180/year down the drain

• Increased from $12 in August 2025
• Waived with $500 direct deposit
• Or $1,500 daily balance

Bank of America SafeBalance

$4.95/mo

$59/year for nothing

• Waived with $500 daily balance
• Or account owner under 25
• Or BofA Rewards Preferred Plus

PRIMEWAY


PrimeWay Good Checking

$0/mo

$0/year. Forever.

• No monthly fee with eStatements
• No minimum balance
• No conditions. Just free.

Open A Free Checking →

 

Your money is protected

Safe. Insured. Government-backed.

The same federal protection as Chase or Bank of America.

$250,000

Federally Insured 

✓ Insured by the NCUA, a U.S. Government agency
✓ Backed by the full faith and credit of the United States
✓ Same level of protection as any major bank
✓ Your money is safe no matter what happens
🛡️

NCUA Insured

U.S. Government backed

🏛️

Est. 1937

Nearly 90 years in Houston

🏆

4.9 Google Stars

Hundreds of 5-star reviews

🤝

Member-Owned

Not-for-profit. For you.

 

 

Houston's Most Trusted Credit Union

Open Your Account in 5 Minutes

Start Your Application

Want to earn 2.00% APY with premium perks like identity theft protection, roadside assistance, and telehealth?

Just swipe your debit card 20 times a month. See Best Checking →

What Our Members Say About Us



 

We're already in your neighborhood

Serving Houston and beyond.
From Cypress to Sugar Land.

7 locations across the greater Houston area. Every one has a team that will learn your name. Not a call center in another state. Real people, in your community, ready to help you in person.

Houston Cypress Sugar Land The Heights Missouri City Greenspoint NW Houston / 290 Texas Medical Center
📍 Highway 290
12811 Northwest Fwy, Houston, TX 77040
📍 Cypress
8878 Barker Cypress Rd, Cypress, TX 77433
📍 Greenspoint
100 Dominion Park Dr, Houston, TX 77090
📍 Heights
4720 Washington Ave, Ste C, Houston, TX 77007
📍 Missouri City
4935 Highway 6, Missouri City, TX 77459
📍 Sugar Land
6540 E Riverpark Dr, Sugar Land, TX 77479
📍 Texas Medical Center
6550 Fannin St, Ste 235, Houston, TX 77030

Can't make it in person? Open your account online in 5 minutes.
Or call (713) 799-6200 to talk to someone local.

 

Open Your Free
Checking Today.

No monthly fees with eStatements. No minimums. No hoops. Takes 5 minutes.

✓ $0 monthly fees with eStatements†
✓ Get paid up to 2 days early*
✓ 55,000+ free ATMs nationwide
✓ Zelle®, mobile banking, round-up savings
✓ Federally insured up to $250,000
✓ 7 Houston locations with real people
 
 
 

Open Your Account in 5 Minutes

Start Your Application

Prefer to talk to someone? Call (713) 799-6200 or visit a location near you.

*Early direct deposit depends on when we receive your payroll file. Funds are generally available up to 2 days early.

Want to earn 2.00% APY with premium perks like identity theft protection, roadside assistance, and telehealth?

Just swipe your debit card 20 times a month. See Best Checking →

The Ultimate Free Checking Experience

  • Early Paycheck Access: Get your hard-earned money up to two days early with Direct Deposit*.

  • Debit Card: Enjoy the flexibility and security of our debit card, accepted worldwide. 

  • Online Banking with Bill Pay: Manage your finances effortlessly, anytime and anywhere.

  • 55,000+ ATMs: Free access to the Allpoint Network, offering a vast network of ATMs worldwide.

  • Zelle® Person-to-Person Payment: Send money to friends and family instantly, without the hassle of cash or checks.
  • Positive Change (Round-Up Savings): Automatically round up your purchases to the nearest dollar and save the difference.
  • Savvy Money Credit Score: Keep track of your credit score and financial health with ease.

 

Open Your Account in 5 Minutes

 

Open your account today by filling out an online application, visiting one of our seven retail centers or contacting us at (713) 799-6200.

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