Considering a Home Equity Loan?
Get Guidance from Someone Who Cares.

Speak with an Expert

 

Start Your Application

Use Promo Code: HEQ44

 

Ditch 20–30% Credit Card Rates.

Lock in 6.85% APR** for up to 120 Months Instead.

What Makes PrimeWay’s Home Equity Loans Different?

Compare and Save

Lower Interest Rates
Lower Interest Rates

Save more with our competitive interest rates.

Flexible Terms
Flexible Terms

Tailor your loan to fit your needs.

Member-Centric Approach
Member-Centric Approach

Prioritizing you over profits.

No Hidden Fees
No Hidden Fees

Transparent, straightforward costs.

 

Talk to an expert for honest, no-pressure guidance!

 

Speak with an Expert

Start Your Application

Use Promo Code: HEQ44

 

PrimeWay Offers Home Equity Loans & HELOCs

 

Discover the Difference

 

Home Equity Loan

Home Equity Line of Credit (HELOC)

Loan Type

Single large payment of money

A credit limit you can use over and over

Interest Rate

Fixed

Variable

Repayment

Fixed monthly payments

Flexible payments

Access to Funds

One-time payout

Multiple withdrawals during the draw period

Best Uses

Large, one-time expenses

Ongoing expenses

Examples

Home renovations, debt consolidation, major purchases

College tuition, medical bills, seasonal expenses

 

Our Advisors Will Help You Find the Right Product for Your Needs.

 

Speak with an Expert

Start Your Application

Use Promo Code: HEQ44

 

 

What Our Members Say About Us



 

Houston's Most Trusted Credit Union

Find what’s right for you. Let’s talk!

Speak with an Expert

 

Start Your Application

Use Promo Code: HEQ44

 

 

Frequently Asked Questions

How do I know if a home equity loan is right for me?
If you need money for things like home repairs, paying off debt, or big life expenses, a home equity loan might be a great option. We’re here to help you figure out what works best for your needs.
What is the difference between a HELOC and a home equity loan?
A HELOC lets you borrow money as you need it. A home equity loan gives you a lump sum all at once. Both are good choices depending on your plans. We can help you choose.
Can I use the money for anything?
Yes, you can use it for almost anything. Some people pay off credit cards, cover medical costs, remodel their homes, or pay for education. It’s your money to use how you need.
How much money can I get?
It depends on the value of your home and how much you still owe on your mortgage. Many people are surprised by how much they qualify for. We’ll help you check.
Is applying difficult?
Not at all. The process is simple and we’ll guide you through every step. You don’t have to do it alone.

Make Your Home Work For You

 

Lower Rates: Save more with our competitive interest rates.

Flexible Terms: Tailor your loan to fit your needs.

No Hidden Fees, No Surprises: Transparent, straightforward costs.

Higher Limits: Access more of your home’s value.

Fast Approval: Get funds quickly and easily.

Personal Service: Dedicated support every step of the way.

Flexible Repayment: Repayment plans that suit your budget.

Easy Access: Conveniently draw funds when needed.

Member Focused: Prioritizing you over profits.

All-in-One: Manage all your finances in one place.

 
Schedule a Call with an Expert

Need more information? Fill out the form, visit one of our seven retail centers or contact us at (713) 799-6200.


 

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