Considering a Home Equity Loan?
Get Guidance from Someone Who Cares.

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Use Promo Code: HOMEQ24

Ditch 20–30% Credit Card Rates.

Lock in 6.85% APR** for up to 120 Months Instead.

What Makes PrimeWay’s Home Equity Loans Different?

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Lower Interest Rates
Lower Interest Rates

Save more with our competitive interest rates.

Flexible Terms
Flexible Terms

Tailor your loan to fit your needs.

Member-Centric Approach
Member-Centric Approach

Prioritizing you over profits.

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No Hidden Fees

Transparent, straightforward costs.

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Start Your Application

Use the Promo Code: HOMEQ24

PrimeWay Offers Home Equity Loans & HELOCs

 

Discover the Difference

 

Home Equity Loan

Home Equity Line of Credit (HELOC)

Loan Type

Single large payment of money

A credit limit you can use over and over

Interest Rate

Fixed

Variable

Repayment

Fixed monthly payments

Flexible payments

Access to Funds

One-time payout

Multiple withdrawals during the draw period

Best Uses

Large, one-time expenses

Ongoing expenses

Examples

Home renovations, debt consolidation, major purchases

College tuition, medical bills, seasonal expenses

 

Our Advisors Will Help You Find the Right Product for Your Needs.

 

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Houston's Most Trusted Credit Union

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Frequently Asked Questions

How do I know if a home equity loan is right for me?
If you need money for things like home repairs, paying off debt, or big life expenses, a home equity loan might be a great option. We’re here to help you figure out what works best for your needs.
What is the difference between a HELOC and a home equity loan?
A HELOC lets you borrow money as you need it. A home equity loan gives you a lump sum all at once. Both are good choices depending on your plans. We can help you choose.
What is the difference between a HELOC and a home equity loan?
A HELOC lets you borrow money as you need it. A home equity loan gives you a lump sum all at once. Both are good choices depending on your plans. We can help you choose.
Can I use the money for anything?
Yes, you can use it for almost anything. Some people pay off credit cards, cover medical costs, remodel their homes, or pay for education. It’s your money to use how you need.
Can I use the money for anything?
Yes, you can use it for almost anything. Some people pay off credit cards, cover medical costs, remodel their homes, or pay for education. It’s your money to use how you need.
Can I use the money for anything?
Yes, you can use it for almost anything. Some people pay off credit cards, cover medical costs, remodel their homes, or pay for education. It’s your money to use how you need.

Speak with an Expert

 

Start Your Application

 

Make Your Home Work For You

Rates As Low As 6.85% APR** for up to 120 Months

A PrimeWay home equity loan allows you to take advantage of the value you’ve added to your home. You’ve spent countless hours turning your house into a home over the years.

You can use a home equity loan for any financial need or life event, including:

  • Pay for a college education
  • Pay for a wedding
  • Pay for a vacation
  • Pay off high-interest credit card debt
  • Add an addition to your home to accommodate a growing family
  • Complete a home improvement to a kitchen or bathroom
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Need more information? Fill out the form, visit one of our seven retail centers or contact us at (713) 799-6200.

 

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