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Refinance and Save with PrimeWay

Mortgage rates have reached rock bottom levels. Now is the time to consider refinancing your mortgage with PrimeWay.
With our record-low mortgage rates, we make refinancing your current mortgage easy and more affordable than ever.
We know it can be overwhelming to navigate through the financial side of refinancing a home. We will be there every step of the way to help you make an informed decision about which home mortgage loan option is best for you.
Rates this low won’t last long, so now is the time to act and start saving money off your monthly mortgage payment. 

Why Choose PrimeWay for Your Home Loan?

Experience – Our mortgage loan specialists are knowledgeable and have the expertise to find the right option to fit you and your budget. You are not alone
Ongoing Support – We are here for you even after you close and get the keys to your new home. PrimeWay has options to help you reach all of your financial dreams.
Start Your Mortgage Refinance Application Online Today or fill out the form to request more information from a PrimeWay Mortgage Loan Specialist.


Traditional Refinancing

A traditional refinance is a low-cost conventional loan that may lower your monthly payment or let you pay off your house sooner. Even if your current mortgage is with another lender, you may be able to get a traditional refinance home loan from PrimeWay.

Key Benefits

  • Lower your monthly payment
  • Change the term of your loan to build equity faster or pay off more quickly.
  • Pay less in costs and fees; conventional refinance loans may cost less than FHA or VA loans


  • Higher credit score - conventional refinance loans aren't backed by the government
  • Have home equity of 20% or more to avoid private mortgage insurance
  • Current market value of your home must be higher than your current home loan balance

Cash-Out Refinancing

With a cash-out refinancing you can access the equity in your home and get cash at closing, paying off the existing mortgage and any liens. Refinancing with cash out is an alternative to a home equity loan.

Key Benefits

  • Access funds for any financial need, including college tuition and home renovations
  • Competitive rates for an economical way to fund big purchases or other needs
  • Simplify and consolidate debt like credit cards, student loans or auto loans

Cash-Out Refi Types

  • Conventional cash-out refinance - less eligibility guidelines than FHA or VA refinance, but do have income and credit score requirements
  • FHA or VA cash-out refinancing - government backed offering attractive terms if you are eligible

Request More Information

Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through PrimeWay Federal Credit Union. Deposit products are offered through PrimeWay Federal Credit Union.

To guarantee a rate, you must submit an application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 713-799-6200, by applying online, or by meeting with a mortgage specialist.